At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that's what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we're building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other. Job Description Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on the existing portfolio. The data collected may include credit reports, industry research, and tax returns. Inputs the data gathered into tracking and/or reporting computer systems and/or databases. Prepares and presents credit reports to person(s) responsible for making credit decisions. Sets up and maintains databases used to analyze accounts and/or portfolios. Accounts will be monitored to identify potential risk to mitigate losses to Elavon. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios. Generally furnishes information relative to credit inquiries to appropriate parties. Main Duties include: Analyze existing customers with exposure below €1MMComplete financial and business analysis reports within our systems or in written form as requiredWork closely with our Customer Due Diligence & Fraud, Collections, Chargebacks Departments when requiredMake credit decisions on the cases assignedDeal with customers and Sales team on a range of credit & risk issuesEffective time management and ability to meet deadlinesGood team playerAbility to identify when an issue needs to be escalatedPositive approach and the ability to be self-motivatedSupport management with tasks as necessary Basic Qualifications: Bachelor's degree, or equivalent work experienceTwo to three years of related experience Preferred Skills/Experience: Ability to read and interpret financial statementsPrevious credit underwriting experience is an advantageStrong verbal and written communication skills in EnglishAccuracy and attention to detailAbility to work in a fast-paced environmentGood Microsoft Office SkillsExcellent interpersonal skills and customer serviceProven track record of dealing with difficult customer queries and providing excellent customer serviceAlternative language skills are an advantage but not a requirement If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.
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