Head of OpenMarket & Embedded Finance | [X273] Barcelona, CataloniaNew Revenue Streams Partnerships is looking for a Head of OpenMarket Embedded Finance, based in our Madrid office.
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY At Santander, we are key players in the transformation of the financial sector. Our mission is to help more people and businesses prosper. We embrace a strong risk culture, and all our professionals are expected to take a proactive and responsible approach toward risk management. Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion, or sexual orientation.
WHAT YOU WILL BE DOING The aim of the New Revenue Streams and Partnerships is to expand our addressable market. We accelerate the creation and growth of new business lines and customer propositions that solve real-world problems, leveraging the power of our products, users, and assets to redefine what a bank can do. We will replicate a start-up mentality with a multi-disciplinary team, combining banking, agile, testing, UX/UI product prototype design, product development, customer success management, technology, and investment experience. Integration and collaboration with the rest of the bank, countries, and global divisions will be fundamental in the way we operate.
We need someone like you to help us in different fronts:
Strategy Definition: Developing a clear vision on open market and its role in meeting business objectives and compliance obligations, identifying the right embedded finance strategy, partnership model, and go-to-market approach.Internal Awareness: Process and communication mechanisms to evangelize and collaborate around OpenMarket and Embedded finance opportunities in the bank.Business Planning: Developing business plans and financial models, setting and tracking key performance indicators (KPIs) to measure success and make data-driven decisions.Product Development: Leading the development and launch of the new initiative's portfolio.Partnerships: Developing and managing relationships with partner organizations to integrate banking services into their products or platforms.Networking: Building and maintaining relationships with internal stakeholders, advisors, and other industry professionals.Risk Management: Creating a collaborative framework with control areas to adapt bank standards and extend procedures to suit these new activities.What are we looking for? EDUCATION: Bachelor's degree in Finance, Economics, Business Administration, or Engineering. MBA is a plus.
EXPERIENCE: 10 years of experience in banking, financial products, consumer finance, or new business creation.Experience with embedded banking products within a fintech or financial services environment.Experience in consumer finance and credit risk.Familiarity with the latest trends in the Banking as a Service space.Experience engaging with senior management (C-Level) both internal and external.Track record of strategic project management.Exposure to innovation related implementations or demonstrable knowledge of the latest industry trends and technologies (APIs, cloud, agile).
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