Job Title: Senior Lending Officer for Wealth ManagementCorporate Title: Vice PresidentLocation: MadridOverviewYou will have to analyse the credit proposals from Wealth Management Bankers and structure them within the DB Credit Appetite. You will have to conduct a risk assessment and set up a credit recommendation. In addition, you will have to write up the credit reports (new transactions / renewals) and discuss it with Risk. You will have to monitor your assigned portfolio and visit clients with the Relationship Managers.You will have to oversee the work of junior team members.What We Offer YouWe offer a position as credit officer for the WM Lending Team in a sound international Bank that offers in Spain all range of services and Banking Products.Your Key ResponsibilitiesSupport WM Bankers in the structuring of the transactions to meet DB Credit standardsWrite up the credit requests for WM clients (both new deals and renewals), conducting a proper assessment of the risks and mitigants to set up a sound credit recommendationDiscuss the transactions with Credit Risk ManagementVisit clients together with the WM Relationship ManagersPortfolio monitoring, including margin calls review, covenants, dpds and other potential credit eventsOversee and train the work of junior team membersYour Skills and ExperienceSenior lending officer with more than 5 years of expertise in wealth management and structured financing in a Financial InstitutionBachelor degree in business / lawAdvance level in written and spoken EnglishKnowledge of Credit analysis methodologies and wealth management products/structuresOutspoken person. Willing to take ownership.Decisive and problem-solving skillsHow You'll LeadAccountable for the credit decision madeOwnership of the presented transactions in front of Risk MembersOversee and develop the junior team membersOur values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
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