.Diversity, equity, and inclusion at DojoFrom local bakeries to well-known eateries, Dojo payments serve over 140,000 places across the UK. And something that's fundamental to creating relevant, innovative products at Dojo is to build teams to reflect the diversity of the businesses we serve.Our drive to improve diversity, equity, and inclusion is closely linked to helping employees thrive and innovating for better customer experiences. If you care about your work, you're curious, and you think customer-first, you have a place at Dojo.To make sure you're the best you can be throughout the recruitment process, let us know if you need any extra adjustments to help you thrive.The Role...2024 brings ambitious growth targets for our "scaling machine" – the Growth Tribe. With all hands on deck, we aim to increase the number of merchants we onboard each month and expand our global footprint. Our underwriting team is crucial in creating a frictionless signup journey for new merchants, a vital element of our success.As we continue our expansion into Europe, we are establishing a new underwriting team in Milan, focusing specifically on the Italian market. This team will work closely with our existing Risk teams in the UK and Spain but will operate as a new, dedicated unit acting as a shield against fraud, financial crime, and credit risks. Given our rapid growth, you'll leverage your expertise in financial and non-financial analysis experience to ensure applicants meet Dojo's risk appetite.Working alongside a skilled team of fast and thorough decision-makers, you'll help establish the in-market underwriting department, engage proactively with internal stakeholders and clients to manage and mitigate risk, and support Dojo's ongoing growth and expansion.What You Will Do...Risk Assessments: Conduct comprehensive risk assessments of prospective Italian clients by analysing financial statements, reviewing KYC documentation, and identifying and mitigating potential financial crime risks.Application Assessments: Assess new customer applications and requests for additional products/services that increase potential risk or credit exposure, all within agreed SLAs.Credit Evaluation: Evaluate the creditworthiness of prospective customers, considering factors such as financial strength, financial MI and cash flows, payment history, collateral, industry trends, and other non-financial factors.KYC and KYB Verification: Perform Know Your Customer (KYC) and Know Your Business (KYB) verification steps, including identity verification, business verification, ownership verification and compliance checks to ensure adherence to regulatory requirements.Acquiring Risks: Understand the underlying acquiring risks in a wide range of complex propositions across various clients, sectors, and product offerings