.Senior Risk Data Scientist - SCF page is loaded Senior Risk Data Scientist - SCF Apply locations Boadilla del Monte time type Full time posted on Posted 24 Days Ago job requisition id Req1301184 Senior Risk Data Scientist - SCFCountry: SpainSantander Consumer Finance is looking for a Senior Risk Data Scientist based in our Boadilla del Monte office. WHY YOU SHOULD CONSIDER THIS OPPORTUNITY At Santander ( ) we are key players in the transformation of the financial sector. Do you want to join us? Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products. Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability. Our mission is to contribute to help more people and business prosper. WHAT YOU WILL BE DOING As a Senior Risk Data Scientist, you will be engaged in: Co-Leading of core-banking credit risk-decisioning ecosystem – Provenir risk engine, data base, and analytical environments. Co-Leading of parameterization, and maintenance of the risk decision strategy for the different portfolios at SCF Santander countries. Development and implementation of credit risk strategies and frameworks aligned with organizational objectives. Leading technological projects that impact on Credit Risk Decision Strategy and Statistical Analysis Department. Leading automated monitoring processes covering end-to-end admission process - Provenir risk engine system, data, and decision strategies accuracy (scorecards, credit risk policies, decision trees, etc.). Building regular risk admission reports and present these to the internal customers. Participation in design, development, and management of relational risk databases, and data marts based on automated ETL processes. Participation in implementation, and oversight of credit risk API-based processes (counteroffer, pricing, online behavioral scoring, PSD2-based processes). Execution of SIT and UAT tests (unit, mass tests) including debugging analysis and conclusions based on test results according to Santander standards. Collaboration with the cross-country teams to ensure risk management practices are integrated effectively through the Santander organization. Support the team members, projects we focus on, and the concept of One Team, One Spirit, One Goal. EXPERIENCE 3+ years of professional experience working with credit risk-decisioning systems and credit risk admission processes in a financial services industry. Strong credit risk assessment skills with focus on credit risk admission processes. Strong quantitative and qualitative analytical skills. Excellent command of specific software like Python, Java, and SQL
