.Novicap is a European Fintech focused on providing end-to-end working capital solutions to SMEs, mid-market corporates, and public administrations. Through our proprietary technology platform, we offer Credit and SaaS solutions that enable our customers to drive their business forward. In doing so, Novicap actively supports thousands of businesses to help them deliver impact for their stakeholders. With presence in Barcelona, Madrid, London and Amsterdam, we are one of the fastest growing fintech startups in Europe. Amazing, isn't it?We are currently looking for a Senior Credit Underwriting Analyst (also known as Senior Risk Analyst) who wants to join our team.You will be critical in analyzing our counterparties' credit risk. Sounds interesting? Keep reading!What will you do? Your mission as Senior Credit Underwriting Analyst is to analyze our counterparties' credit risk. This means forming an opinion on their ability to pay debt on time. Overall, this role is crucial in maintaining a healthy cost of risk (or losses) across our credit portfolios, in turn making our business more sustainable.Your responsibilities will include:Review and analyze counterparties' financial statements, including historical analysis and a critical assessment of forecasts provided; As part of this analysis and subsequent review, meet with C-suite executives of counterparties to gather more information and conduct Q&A; Forming a credit risk opinion related to a specific transaction, derived from the counterparties' analysis that was previously conducted; When applicable, prepare a risk report to present the credit risk opinion to the Director of Underwriting and/or the Underwriting Committee; Rank and prioritizetransactions according to their risk level, to ensure an adequate level of attention is paid to each of them; Monitor at least onquarterly basis the evolution of the counterparties' in the existing credit portfolio; In doing all of theabove, collaborate with teams across the organization, from Commercial to Legal to Operations, to ensure efficiency and best results.In doing so, you will contribute to the achievement of Novicap's long-term growth plans.How will you do it? With integrity, taking responsibility for your actions with the aim of fulfilling our agreements and without hiding information or misleading. Furthermore, we are aware that we can always improve and we welcome feedback, both from clients and colleagues, in order to continue to grow.We always exceed expectations, ensuring the highest levels of professionalism, and we strive to outperform, taking a data-driven approach.And finally, we are generous and give first. We support and contribute to our community, putting our interests first and seeking the common good above our own interests.Who will you be working with? You will report directly to the Director of Underwriting and Monitoring. You will work closely with the rest of colleagues across Madrid and Barcelona