Senior Credit Analyst (m/f/x/d, 80 - 100% Hybrid)In this role, you will work with colleagues in diverse functions including underwriting, risk management, portfolio management and pricing actuaries. In addition to the day-to-day tasks, you will contribute to activities linked to the elaboration and implementation of the strategy of Global Credit & Surety Reinsurance.
You will be part of the C&S Product Centre Team and responsible for:
Ongoing monitoring of the credit portfolio: Monitoring credit exposures to assess the potential impact of market events on the C&S Reinsurance portfolio, including its sub-portfolios and specific obligors.Profound credit risk /credit rating assessment and financial analysis of a diverse set of industrial corporates, sovereigns and banks.Approval/recommendation of credit limits in line with internal policies and standardsOngoing monitoring of credit exposure, with timely reporting and escalation procedures to prevent any potential breaches of limits.This includes regular management reports and the provision of ad-hoc data.
Proactively identifying high-risk companies and providing potential recommendations for watchlist inclusion.At the request of Underwriters, perform initial screening and vetting of obligor risks, delivery of objective credit risk-related inputs on transactions and obligors as well as recommendation on credit risk mitigationContribution towards shaping data and technology driven transformation of our Credit & Surety business.Conduct credit analysis training sessions for Junior Underwriters and Business Coordinators.About the team
The C&S Product Centre ensures underwriting excellence across our business. We help steer the business according to strategic priorities, drive transformation of our tools and processes and extensively advise the global underwriting team.We strive to enable the underwriters to strike the right balance between risk taking and gate keeping, with the client needs firmly in sight. For the leadership team, we are both sparring partner and challengers.
About You
You're a self-starter, organized and able to successfully handle multiple priorities and deadlines, managing diverse projects and tasks simultaneously. You possess convincing interpersonal skills and the ability to maintain effective working relations in a multi-disciplinary and multi-cultural environment. You are pragmatic with sound judgment and excellent quantitative and qualitative analytical skills.
Additional requirements include:
4-7 years of experience in corporate credit risk analysis in a credit risk management or similar function.Knowledge of credit products such as corporate loans or mortgages is a plus.
Strong credit risk assessment skills with demonstrated ability to apply skills to a global environment.Ability to go "beyond the financials" in enriching the credit analysis with the most current economic, industry and market sentiments.Proficient in financial spreading, financial projections, experience in handling credit application documents.Ability to critically question rationales behind transaction applications and obtain a holistic view of the business justification.Flexibility to be engaged in projects and work in project teams.Fluency in English is a must.Other languages like Spanish, German, or Portuguese are a plus
Strong skills in Excel and MS OfficePrevious experience in credit portfolio management, risk reporting, risk management, especially in banking or insurance is preferred; actuarial and/or credit risk management experience a plusProfound understanding of the specific risks in the international surety and trade credit insurance and trade finance business.Business degree and/or CFA / Chartered Accountant or similar qualification in financeThis is a unique opportunity to implement your credit analytical skills with a real Credit & Surety portfolio, relate economic developments to the market performance and support the underwritings teams to ensure a sustainable profitability.
About Swiss Re Swiss Re is one of the world's leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient. We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime. Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients. This is possible thanks to the collaboration of more than 14,000 employees across the world.
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.
If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.
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