Senior Analyst Liquidity Risk - SCF HQ
Country: Spain
Santander Consumer Headquarters is looking for a Senior Liquidity Risk Analyst, based in our Boadilla del Monte, Madrid office.
WHY YOU SHOULD CONSIDER THIS OPPORTUNITY
At Santander (www.santander.com), we are key players in the transformation of the financial sector. Do you want to join us?
Santander Consumer Finance focuses on business development related to consumer finance products, sales channels, and commercial agreements with dealers, vehicle manufacturers, or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers, or digital channels) and indirect sales (through third parties) of consumer finance products.
Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture, and disability. Our mission is to contribute to help more people and businesses prosper.
WHAT YOU WILL BE DOING
As a Senior Liquidity Risk Analyst, you will be responsible for the correct measurement and control of liquidity risk in Santander Consumer Finance SA, both on an individual and consolidated basis. The position requires a highly specialized profile in liquidity risk and its regulation within the ALM (Asset and Liability Management) scope.
We need someone like you to help us in different fronts:
Lead the regulatory liquidity reporting production process, being responsible for COREP reports (LCR, NSFR, and ALMM), both at individual and consolidated basis, STE liquidity reports, and other Ad-hoc regulatory liquidity reports.
Lead the management liquidity reporting production process, being responsible for liquidity gap, stress test exercise, and intraday liquidity risk.
Ensure the proper control environment; focus on liquidity profile analysis and reporting reasonability.
Coordinate the different areas involved in the regulatory and management liquidity reporting, looking for effectiveness and efficiency.
Ensure the proper implementation of the Liquidity Risk Group Policies, considering SCF's idiosyncrasy, and participating in the top-down/bottom-up model.
Implementation and maintenance of the liquidity risk documentation.
Interlocutor with the different roles and areas associated with liquidity risk; auditors, financial management, treasury, corporation, back office…
Define an appropriate limit structure to maintain exposures within approved levels in accordance with internal regulation, in coordination with Financial Management.
Participation in projects with technology and/or other areas to evolve the liquidity risk control environment.
Daily monitoring of treasury activity and cash movements.
Cooperate with other Santander Consumer Finance Units regarding liquidity risk, being the early adopter of new requirements.
EXPERIENCE
At least 5 years of experience in similar or related functions (Finance, Management Control, General Intervention, Audit).
EDUCATION
Bachelor's degree in Business Administration, Economics, Engineering, or similar.
Valuable postgraduate studies specializing in Finance, Risks, and/or MBA.
Valuable certifications such as FRM or CFA.
SKILLS & KNOWLEDGE
Technical knowledge of Liquidity Risk in ALM (Asset and Liabilities Management).
General knowledge about accounting and Capital.
Analytical and problem-solving skills.
Strong teamwork spirit and communication skills.
Planning / Time management / Priority management / Autonomy in decision making.
Knowledge of Bloomberg, Murex, and/or ALM Tools (Bancware, Focus, MAT, QRM…) will be valued.
Interest rate risk in the Banking Book (IRRBB) knowledge is a plus.
Valuable knowledge regarding hedge accounting, fixed income, and products valuation.
High English level.
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