Risk Oversight AnalystCountry: SpainSantander Consumer Finance S.A. is looking for a Risk Oversight Analyst, based in our Boadilla del Monte office.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander we are key players in the transformation of the financial sector. Do you want to join us?Santander Consumer Finance focuses on business development related to consumer finance products, sales channels, and commercial agreements with dealers, vehicle manufacturers, or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers, or digital channels) and indirect sales (through third parties) of consumer finance products.Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture, and disability.Our mission is to contribute to helping more people and businesses prosper.WHAT YOU WILL BE DOINGAs a Risk Oversight Analyst within the Risk Monitoring team, you will be collaborating within SCF Western Hub's Risk Monitoring Team.We need someone like you to help us on different fronts:Analysis, consolidation, and challenge of main credit risk metrics (S, Provisions, Cost of Credit) as well as the rest of risks (counterparty, market and liquidity, non-financial risks) for units within Western Hub scope.Synthesize and elaborate key messages for senior management, helping to develop Western Hub regulatory and management reports.Support, collaborate, and coordinate the implementation of different projects at the local level, identifying main workstreams with their correspondent owners and monitoring their progress.Support Strategic plans and budgeting processes.Oversee and ensure the correct performance of local month-end provision calculation/forecasting processes.Specific/Ad-hoc analysis of the portfolio's performance.Regular communication and coordination with different departments/local units.Producing reports/presentations/supporting materials related to WH Risk Monitoring for different forums.EXPERIENCEMinimum years of experience in Risk Control and Monitoring functions with strong expertise in credit risk and portfolio analysis.Experience with IFRS models (analysis/monitoring).Experience in project implementation/coordination of local units.Experience in a local business unit is valuable.Joint work with other departments such as T&O, Capital.EDUCATIONBachelor's degree in economics, business, engineering.SKILLS & KNOWLEDGEHigh level of analytical skills and ability to communicate/liaise with other departments/units.Knowledge of credit risk-related topics such as NDD and IFRS models.High level of written and oral communication skills in English.Knowledge of other languages such as French, Portuguese, or Dutch is valuable.Autonomy.OTHER INFORMATIONOccasional business travel will be required.
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