Barcelona, SpainRisk amp; Pricing – Risk amp; Pricing /Full Time /HybridWe are YounitedEurope#39;s leading provider of instant credit, active in five countries: France, Spain, Portugal and Italy.
Backed up by almost 500 millionequity raised in several rounds, we managed to disburse more than 2 billion in consumer loans and to secure partnerships with Apple, Microsoft, Telefonica and Orange Bank (to name a few).
At Younited, we pride ourselves on three core pillars: constant innovation, use of data, and exceptional user experience.
We are also utilizing our credit strategy to foster a more transparent and equitable financial system: as a testament to our commitment, we are in the process of becoming a certified B-Corp company.
Do you enjoy challenges?
We are looking for someone with an analytical mindset, an excellent networks skill and a strong ambition to growour businesses in Spain and Portugal.
Within a dynamic and a start-up environment, we want you to develop yourself and gain experience in one of the most exciting European Fintech.
Join our thrilling mission!
On the role:You will be playing a critical role in our organization developing pricing strategies aligned with market dynamics and business objectives, driving revenue growth and profitability of our different business lines: Partnerships, Direct to Consumer, Payment solutions.You will be...Developing and implementing pricing strategies that enhance Return on AssetsWorking closely with other teams to track and share any relevant changesMonitoring and reporting on pricing performance and competitivenessDefining pricing strategy by evaluating margin impact,incremental volumes, risk levels and competitor pricingAssisting in creating promotional campaigns, and conducting pricing optimization and cost-benefit analysisDeveloping pricing proposals for new products and servicesTracking market trends and keeping up to date on prices set by competitorsCollaborating with risk, marketing, partners on pricing decisionsStaying updated with pricing best practices and market dynamicsThe perfect fit:Has strong analytical skills, both quantitative and qualitativeBusiness oriented, with ability to understand Pamp;L and the different drivers in profitability.Is proficient in Excel (programming skills not required)Is eager to learn and motivated to take on a new challenge in a key positionHas strong communication skillsHas a high level of EnglishAs a bonus: Has knowledge of pricing strategies in the Spanish and/or Portuguese financial market – specifically in consumer loansWhat we bring to the table: Permanent contractFlexibility (working hours, remote work, etc.
)Training with immersion in different departmentsOpportunity to join a team with diverse nationalities and a youthful environmentFun and learning at our local and international eventsOpportunities to participate in social initiativesWe value teammates who can make a direct impact on the business and actively participate in its growth.
Ambition, optimism, flexibility, and self-motivation are essential qualities for working with us!By working with us, you can expect professional growth and development, ensuring you continue to learn and improve every day.
If this aligns with your career goals, apply now—we look forward to meeting you!