Visa/ Mastercard Payment and Billing Specialist Hybrid or Remote Role
Location: Johannesburg
Position: Permanent
Industry: FinTech
Job Summary:
We are seeking a highly skilled and experienced card professional to join
our team as a Visa/MasterCard Card Payments and Billing Expert. In this
role, you will be responsible for optimizing our client card payment
interchange, reconciliations, and payment network billing. Your expertise
in Visa and MasterCard payment billing, interchange, systems and
services will be crucial in delivering exceptional service and value to our
clients.
Responsibilities:
Analyse fees and costs paid by banks to the scheme networks
(Visa and MasterCard)
Identify errors and anomalies in scheme billing data.
Payment Interchange reviews (earned and paid)
Identify and troubleshoot billing errors and discrepancies.
Recommend improvements in client payments environment to
efficiently optimize their costs and reduce their network scheme
(Visa and MasterCard) billings.
Recommend services to utilize and to cancel to optimize costs.
Stay up to date with the latest industry trends, regulations, and
billing standards related to Visa and MasterCard payments.
Analyze card payment data and generate reports on payment
performance, trends, and potential areas for improvement.
Requirements:
Experience in card payments (worked at a bank, fintech, or Visa and
MasterCard)
Card Issuing and/or acquiring experience
Understanding of Visa and/or MasterCard services and billing
invoices
Understanding of card interchange and how it is calculated.
Understanding of authorization, clearing, and settlement of card
transactions.
Excellent knowledge of Excel, PowerBI, or similar data tools is a
plus
Ability to work with data
Bachelors degree in finance, business, or a related field.
Relevant certifications in payment processing or card industry
regulations are a plus.
Excellent analytical and problem-solving skills, with the ability to
identify and resolve card-related issues efficiently.
Strong attention to detail and accuracy in handling financial data
and reconciliations.
Effective communication skills, both verbal and written, to interact
with internal teams, clients, and external stakeholders.
Ability to work independently and prioritize tasks in a fast-paced
environment.
Up-to-date knowledge of the latest industry trends and
developments in card payments and billing.
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