Descripción del puesto: Model Risk Oversight AnalystCountry: SpainCompany: Santander Consumer Finance S.A.Location: Boadilla del Monte officeWHY YOU SHOULD CONSIDER THIS OPPORTUNITY: Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products. Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability.Our mission is to contribute to help more people and businesses prosper.WHAT YOU WILL BE DOING: As a Model Risk Oversight Analyst within the Risk Monitoring team, you will be collaborating within SCF Western Hub´s Risk Monitoring Team. We need someone like you to help us in different fronts:Analysis, consolidation and challenge of main credit risk metrics (S3, Provisions, Cost of Credit) as well as the rest of risks (counterparty, market and liquidity, non-financial risks) for units within Western Hub scope.Synthesize and elaborate key messages for senior management, helping to develop Western Hub regulatory and management reports.Support, collaborate and coordinate the implementation of different projects at local level, identifying main workstreams with their correspondent owners and monitoring their progress.Support Strategic plans and budgeting processes.Oversee and ensure correct performance of local month-end provision calculation/forecasting processes.Specific/Ad-hoc analysis of portfolio´s performance.Regular communication and coordination with different departments/local units.Producing reports/presentations/supporting materials related to WH Risk Monitoring for different forums.EXPERIENCE:Minimum 2 years of experience in Risk Control and Monitoring functions with strong expertise in credit risk and portfolio analysis.Experience with IFRS9 models (analysis/monitoring).Experience in project implementation/coordination of local units.Experience in a local business unit is valuable.Joint work with other departments such as T&O, Capital.Knowledge in credit risk models (parameters, scorings and ratings).EDUCATION:Bachelor's degree in economics, business, or engineering.SKILLS & KNOWLEDGE:High level of analytical skills and ability to communicate/liaise with other departments/units.Knowledge of credit risk related topics such as NDD and IFRS9 models.High level of written and oral communication skills in English.Knowledge of other languages such as French, Portuguese or Dutch is valuable.Autonomy.OTHER INFORMATION: Occasional business travel will be required.Supports the identification of risk focus, potential threats and the definition of Country / Group risk map. Supports the definition of the Country / Group risk appetite and risk strategy. Performs constant monitoring and reporting of the risk situation, assessing the risk profile and control environment at a Country / Group level. Provides an independent and holistic view of risks, inherently challenging Country / Group strategic plans and their execution.
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