.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:Competitive base salariesBonus incentivesSupport for financial-well-being and retirementComprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)Flexible working model with hybrid, onsite or virtual arrangements depending on role and business needGenerous paid parental leave policies (depending on your location)Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)Free and confidential counseling support through our Healthy Minds programCareer development and training opportunitiesOffer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.The Enterprise Risk Management organization within Global Risk and Compliance (GRC) is responsible for identifying and managing risk across all processes and geographies at American Express.The incumbent will report to the Head of Risk Management EMEA, Spain Chief Risk Officer (CRO), and strengthen risk management in Europe by performing independent risk assessments, providing effective challenge to first line teams and their strategies, and ensuring that significant risks are properly evaluated and effectively communicated to senior management and the Risk Committee(s) of the Board(s) for mitigation.We are seeking an experienced and passionate risk professional who will be responsible for evolving the local Enterprise Risk Management (ERM) program including enhancing the oversight function in line with best practices set by our corporate policies.Key Responsibilities: Support the CRO with the governance framework including the Risk CommitteesConduct independent analytical reviews and sample-based testing of risk processes and provide effective challenge to first line teamsIdentify risk metrics to continuously identify, monitor and oversee risk – both known and emerging risks.Monitor and enhance the Risk Appetite FrameworkDevelop and coordinate scorecards, dashboards, and senior leader presentations, responsible for maintaining the adequate governance processes as part of the risk oversight functions allowing effective challenge to the risk-taking functions.Evaluate the inherent and residual risks using relevant applicable framework and methodology, including the use of quantitative methods.Develop and manage the Emerging Risk Framework to identify, assess and inventory Emerging Risks.Review compliance on safety and soundness areas of law.Own and manage policies and procedures framework for the legal entities in Spain.Collaborate with internal and external auditors in the review of the ERM framework.Generate reporting for relevant governance bodies
