About Creditas
Creditas is the leading digital platform for credit products and solutions that connect people to their life projects. Built on three ecosystems: real estate, automotive and payroll, we actively work to change the credit market landscape in Brazil and Mexico through user experience and proprietary technology.
Founded in 2012, we employ more than 3,800 crew members (collaborators) in Brazil, Spain (Valencia) and Mexico. We received contributions from international venture capital funds totaling more than $569 million and we were recognized as one of the most promising fintechs in the world .
Job Description
As the Head of Finance you would be leading the finance, financial operations and accounting teams in México, as well as being the focal point for providing info and insights regarding controlling and accounting to support Mexico operations.
Responsibilities:
The main responsibilities are: (1) Accounting (2) Finance and treasury - payments, accounts payables and accounts receivables (3) FP&A - data analysis of financials to bring business insights (4)Financial Operations - finance activities related to credit collections and operations of our Master Collections Trust and (5) Support in DCM
This position requires a strong understanding of IFRS and NIF (Mexico accounting and reporting rules) and the ability to research and conclude on accounting issues
Tax compliance and planning for Mexico entities, including intercompany transactions and arms' length
Plan, direct and coordinate all accounting operational functions, including monitoring and oversight of the entire accounting cycle for Mexico entities.
Ensure company financial records, under responsibility, are maintained in compliance with accounting standards.
Maintain a thorough understanding of the business operations, financial reporting, and general ledger structure
Assure compliances and stability of the internal processes.
Ensure reporting complies with local legislation requirements
Manage accounts payable and receivables activities
Management and reporting of financial operations, including collections reconciliation and application
What You Bring To The Team
Lead Finance and Mexico and bring insights to the business regarding profitability
Serve as key point of contact and coordination between finance functions in Mexico and with Brazil
Interface with business leaders, FP&A, funding an back office finance activities
Responsible for monthly standard activities for Mexico Region
Liaison with Finance team in Brazil
Review and validate all accounting sourcing transaction and reports
Actively manage, monitor, and mitigate direct and indirect tax risks
Support bank transactions, collection and cash flow management
Support and monitor administrative activities
Requirements
Bachelor's degree in Accounting, Finance
Minimum of 5 + years experience required in finance (Controlling, Consolidation & Reporting, Audit etc.)
Ability to learn new processes and improve continuously
Flexibility to understand the needs of the areas in terms of local regulation x facilitation of business in Mex
Experience in designing processes and building bridges between different areas of the company
Experience in debt issuing processes would be a plus (would not be the most "commercial" person in DCM but could implement funding). (Desired)
Fluent in English, written and spoken. Portuguese is a plus.
Ability to understand and interpret local tax requirements
Excellent organizational skills with the ability to effectively manage time, prioritize tasks/initiatives, and meet established deadlines
Strong interpersonal and communication skills
Strong attention to detail and ability to multitask under tight deadlines
Adapt to a fast-paced continuous learning environment and show a willingness to take on additional responsibility where required
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