About RevolutPeople deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 45+ million customers get more from their money every day.As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.About the roleThe credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe. The team manages our products from day one to the end — developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It's a big job, but our people are a credit to us all.We need a Global Head of Credit Card Lending who'll be the go-to person on all things credit cards. You'll drive product development, improve funnel conversion, lower cost of acquisition, and maintain the best quality on all aspects of the product and customer journey.You'll ensure we deliver the highest quality product features, support, and service levels. We need a Leader with capital 'L' to own product building and retail credit products, as well as an awesome boss to collaborate occasionally with technical Product Owners and the Engineering team.What you'll be doingLeading the lending team to define and implement the strategy for all Revolut Credit Card LendingManaging the overall risk of the Revolut Credit Card portfolioDriving business performance and sustainable growthManaging regulatory relationships with regulators and local authoritiesEstablishing and executing the territory's underwriting, portfolio management, and collections policy and activitiesWhat you'll needFluency in English with excellent communication skills7+ years of experience as a Bank Executive (ExCo is a real advantage)Deep knowledge and experience in credit card productsSteady entrepreneurial drive and personal resilienceExtensive experience building and managing credit decisioning/risk models and regulatory engagementAn understanding of credit portfolio performanceThe ability to recruit and lead a teamThe ability to think and reason logicallyBuilding a global financial super app isn't enough. Our Revoluters are a priority, and that's why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow every day. We're not just doing this because it's the right thing to do. We're doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That's why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.Benefits at RevolutNo ping pong tables or bean bag chairs, just benefits you actually want.Get what you need to succeedFinancial benefits that show we value your work.Flexibility to work from home, the office, or abroad.A free Revolut Metal subscription loaded with perks.Exciting events year-round so you can get to know your team.Check out Benefits.Discover our values.We believe that any success at Revolut comes from two things: our people and our culture. Our culture is our DNA; it defines who we are, how we operate, and how we handle disagreements with each other. We operate, hire, develop, and promote brilliant people based on the values below.CultureGet It Done: Revoluters always push through! We stopped listening to excuses a long time ago - we care about results. We believe that grit, determination, skill, smartness, and courage can break through almost any wall.Deliver WOW: We love building great products, we love delighting our customers, we love turning the complexity of a chaotic world into the simplicity of a beautiful solution that truly solves customer needs.Dream Team: We select, coach, and retain the top talent only and give them all the support to achieve greatness.Never Settle: Revolut is for those who always strive for excellence, for those who want to become the best in the world at what they do, for those who would never settle for less. Revolut is for 10x people.Think Deeper: Logic, reason, and common sense prevail over everything else in decision making at Revolut. We are open-minded, we listen, and we are always in search of the truth.
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