.Financial Management Senior Analyst - SCF HQ Country: Spain Santander Consumer Finance HQ is looking for a Financial Management Senior Analyst for our offices in Boadilla del Monte (Madrid). WHY YOU SHOULD CONSIDER THIS OPPORTUNITY In Santander, we are main actors in the transformation of the financial sector. Do you want to join our team? Santander Consumer Finance is oriented toward the development of business related to consumer finance products, sales channels, and commercial agreements with dealers, vehicle manufacturers, or retail distribution establishments, as well as commercial functions that have associated direct sales (offices, call centers, or digital channels) and indirect (through third parties) consumer finance products. Santander prides itself on being an organization where there is equal opportunity, regardless of race, sex, religion, age, sexual orientation, marital status, disability, nationality, or gender identity. WHAT YOU WILL DO IN YOUR WORK As a Financial Management Senior Analyst, your goal will be to support the coordination, guidance, and supervision of the Financial and Capital Management activity of several units of the SCF group. We need someone like you to help us in different areas: Coordinate all the Financial Management activities corresponding to the assigned units: you will help us achieve the Financial Management objectives in SCF units, coordinating the teams of HQ and SAN Corporation and establishing direct and fluid communication channels with local CFOs. Guide and supervise the management of structural risks carried out by SCF units: Interest rate, liquidity, and funding risks, ensuring compliance with the guidance established in Global ALCO. Monitor and support the achievement of the Capital Contribution Objectives of SCF Units. Analyze the evolution of the financial expenses of each unit by sources of financing and price. Study deviations against budgets. Represent HQ Financial Management in the ALCOs of SCF units as well as in other relevant forums. Propose and monitor the implementation of initiatives to improve the financial margin over the budgeted or depending on the specific situation of interest rates, liquidity, or capital. Follow-up and propose to improve the profitability of the different products and business proposals within the units. Prepare medium-term financial plans, budgets, defining guidelines, and analyzing the proposals of the units for subsequent validation. EXPERIENCE Experience of around - years in banking, preferably in functions with financial content (capital management, balance sheet management, management control, treasury, financial risks, accounting). EDUCATION University Degree in Economics, Business Administration and Management, Engineering, or similar. Postgraduate studies in Finance will be valued. SKILLS & KNOWLEDGE Knowledge of Financial Management and Accounting, Spreadsheet Domain Excel, PowerPoint