.Be the spark that brightens days and ignite your career with TTEC's award-winning employment experience. As an English speaking Credit Risk Analyst in a hybrid partially onsite in our location in Sofia, Bulgaria and partially out of your home, you'll be a part of bringing humanity to business. #experienceTTECWhat You'll be DoingDo you have a passion for helping others and giving them peace of mind? You'll have ownership over resolving escalated or complex calls from customers. Whether it's getting answers for customers, consulting on credit issues and financial reporting with compassion or resolving their issues with a smile, you'll be the difference between their customer experience being just average or an exceptional one.During a Typical Day, You'llMonitor customer accounts including timely payments, correct cash application, account reconciliation, and match-upsResearch and respond to all customer inquiries including questions regarding credit holds, credit line availability, collection/past due issues and account reconciliationAnalyze financial data and credit reports to evaluate the creditworthiness of potential and existing customers, and define appropriate credit limitsEstablish credit limits and payment terms for customers based on their creditworthiness and payment historyWhat You Bring to the Role6 months experience in customer service, back office administration, or collectionsAbility to read, write and speak at the native language level of EnglishStrong analytical skills, responsiveness, and results orientationsAttention to detailExceptional work ethicCurrently reside in Sofia, Bulgaria and ability to commit to several days of work each week in the TTEC Sofia, Bulgaria office and work at home other daysQuiet workspace in your home free of all distractions and reliable high speed internet connectionWhat You Can ExpectSupportive of your career and professional developmentAn inclusive culture and community minded organization where giving back is encouragedA global team of curious lifelong learners guided by our company valuesCompetitive base wage starting plus performance bonus opportunitiesAnd we have a healthy benefits package based on your position that could include PTO, tuition reimbursement, health and wellness incentivesA Bit More About Your RoleWe're committed to ensuring you have the skills and support to be successful in your role throughout your career. From your first day in training, through individualized webcam-enabled, engagement and coaching, on into 1000s of free courses to support your career growth wherever that may take you. And we know that you bring with you the one necessary ingredient that can't be taught - a caring and supportive nature that will shine through as you help customers. Our TTEC community is here for you as one dynamic, global family.You'll report to a Team Lead