Credit Risk Manager

One platform, a whole world of opportunity Right now, the best jobs are limited to people in a handful of the world's wealthiest cities, yet brilliant people are everywhere. Driven to overturn the status quo and distribute opportunities equally around the world, Oyster launched its global employment platform to help companies hire, pay, and care for talent anywhere.

When it comes to global employment, we walk the walk. We're proof that companies don't need an office to create a highly-engaged culture. Since the company's inception in January 2020, Oyster has:

Created a fully-distributed, vibrant team of 500+ employees across 60+ countries. Featured in Forbes having ranked #9 in Flexjobs Top 30 Companies for remote jobs. Established a diverse leadership team and an employee base that's 60% female. Achieved one of the highest employee engagement scores in its class. Raised $286 million to date, with a current valuation of $1.2 billion! B Corp status achieved in 2023. Our momentum speaks to the power of global employment—and we're just getting started! If you want to change the world with Oyster and be empowered to work remotely while doing so, we'd love for you to apply!

The Role Location: While this position is posted in a specific location, all of Oyster's positions are fully remote, and you can work from home. Forever. To create the best experience for our new hire, this role requires you to be based within +5 / -5 UTC.

As a Credit Risk Manager within the Corporate Treasury department, you will be tasked with managing and mitigating credit risk across the company's portfolio. This involves assessing counterparty risk, setting credit limits, and ensuring compliance with risk management policies. You will also drive cross-functional projects aimed at enhancing the credit risk framework, working closely with internal stakeholders to align strategies and deliver key initiatives.

Key Responsibilities Credit Risk Assessment: Evaluate the creditworthiness of counterparties through financial analysis, credit ratings, and market data. Counterparty Limits: Set and manage credit limits in line with the company's risk appetite, adjusting based on evolving market conditions. Project Management: Define project objectives and deliverables related to credit risk. Create and manage project plans, timelines, and resources to ensure successful execution. Stakeholder Collaboration: Serve as the point of contact between teams (Product, Finance, Legal, Operations) to ensure alignment and clear communication. Process Optimization: Identify opportunities for improving credit risk management processes and adopting best practices and new technologies to enhance efficiency. Change Management: Lead change efforts, ensuring smooth adoption of new processes, systems, or policies with proper training and support. Regulatory Compliance: Ensure all initiatives comply with relevant regulations and internal risk governance frameworks. Performance Monitoring: Establish KPIs for credit risk initiatives and monitor outcomes to ensure alignment with business objectives and risk appetite. Risk Reporting: Generate and present reports on credit exposures, including key risk indicators (KRIs) and trends to senior management. Policy Development: Contribute to the enhancement of credit risk management policies to maintain a robust risk management framework. Core Requirements Bachelor's degree in Business, Finance, Economics, Accounting, or a related field. 7+ years of credit risk management experience, ideally within Corporate Treasury, banking, or financial services. In-depth knowledge of credit risk regulatory requirements and internal risk governance frameworks. Strong understanding of credit risk management principles and relevant regulatory frameworks. Demonstrated experience in process optimization within credit risk management, including implementation of best practices and new technologies. Excellent analytical, communication, and presentation skills, with the ability to collaborate across multiple departments, serve as a key point of contact, and drive consensus across teams. Proven experience managing cross-functional projects with the ability to define objectives, create project plans, and manage resources effectively. Proficiency in project management tools, financial modeling, and credit risk assessment tools. Strong organizational skills and the ability to manage multiple priorities in a dynamic environment. [BONUS] Master's degree or certifications (CFA, FRM, PMP) are preferred. You'll also need: A reliable home internet connection (or be able to get one). Fluent English language skills. How we work together at Oyster Our values guide the work we do, the decisions we make, and the culture that makes us special. We elevate talent. We build trust. We thrive together.

Our mission is to create a more equal world—one global hire at a time. Everything we do ladders up to our mission—and that doesn't just mean building software. We develop programs, participate in workshops, and create dedicated teams to ensure we successfully support companies and knowledge workers in this new world of work.

We embrace asynchronous communication and collaborative work—and we share how we work in the Oyster Public HQ—to help other global teams learn from our experiences.

How YOU work Different countries have different statutory benefits, different cultures have different norms, and different people have different needs! In order to best support and encourage our diverse team, we've created How YOU Work; a program of policies, practices, and perks to support your whole human experience as an employee at Oyster.

Work from anywhere: Oyster is a borderless, HQ-less company. As long as your work gets done on time, your team has the support they need, and you're authorized to work where you live, the world is truly your Oyster. Paid time off: We're all about taking breaks—we all need it. Oyster provides employees with 40 days off each year, which includes public/bank holidays and vacation/holiday leave (unless your country mandates more). Mental health support: We consider your mental health a top priority. We offer access to Plumm, a mental well-being service, to support your mental health. Wellbeing allowance: Each month, Oyster will top up your ThanksBen wallet with a wellbeing allowance. You can get pretty much anything that your heart desires! ThanksBen offers a wide array of options for spending your wellbeing allowance. Flexible parental leave: Families are created in lots of different ways. Our parental leave policy applies to all employees who are becoming parents, regardless of how they become a parent. Oysters are eligible for a minimum of three months of paid parental leave and your job will be held for 12 months (or longer if required by local jurisdiction). WFH stipend: Stipend to spend on your laptop and any other equipment you need for your home office; we'll get you up and running in no time! The best jobs should be available to everyone At Oyster, we celebrate a variety of perspectives and experiences and we've intentionally built our product and our company with an inclusive, global mindset. We know from experience that people from underrepresented groups often don't apply for roles they don't feel they meet all the criteria for. We're committed to elevating talent by creating a trust-based environment where we can all thrive together. So if you think you have what it takes, but don't necessarily check every single box, please consider applying. We'd love to hear how you might contribute to our mission and our team.

Oyster is committed to ensuring equal opportunity of employment for qualified persons with disabilities and actively fosters an inclusive work environment. If you require reasonable accommodations throughout the recruiting process, please email ****** with the subject line: Interview Accommodations.



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