Job Description
Investigates history and credit standing of individual or business establishments applying for loan.
Key Responsibilities:
Reviews loan application and requirements of loan applicant.
Validates the information reflected on loan application by conducting interviews with loan applicants.
Verifies loan applicant's personal data, financial data, and credit history through trade checking, bank checking, company/employment verification, and credit investigation.
Verifies loan applicant's payment history of previous or existing loans with other financing institutions.
Prepares accurate and reliable Credit Approval Memorandum (CAM).
Endorses the Credit Approval Memorandum to Immediate Superior and Credit Committee for approval.
Informs the loan applicant regarding the status of account or additional documents/requirements to be complied with.
Performs other work-related functions that may be assigned from time to time.
Key Requirements:
Preferably with at least six (6) months experience in loan/credit review or related fields.
Has knowledge in credit analysis and loans/credit operations.
Must have own motorcycle and valid driver's license.
Willing to do fieldwork.
Strong analytical, judgment, and decision-making skills.
Must be innovative and creative in approach to loan/credit review process.
Self-motivated and able to work independently in a fast-paced environment.
Keen attention to details and good communication skills.
Should know proper telephone etiquette and have the ability to handle different personalities well.
Job Type: Full-time
Benefits:
Additional leave.
Company Christmas gift.
Company events.
Opportunities for promotion.
Paid training.
Schedule:
8 hour shift.
Supplemental Pay:
13th month salary.
Bonus pay.
Overtime pay.
Application Questions:
Do you have a valid license/motorcycle?
Are you willing to undergo new hire training for two weeks in our Head Office (Ortigas, Pasig)? Accommodation, transportation, and meals will be provided.
Are you willing for employment verification?
Experience:
Report writing: 1 year (Preferred).
Willingness to Travel:
100% (Preferred).
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