.Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment? We are currently recruiting for an Credit Analyst for our Global Corporate Banking Division in Madrid . The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk/return on the bank's lending opportunities. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry, and macroeconomic environment. The Credit Analyst's role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals, and annual reviews. The role includes the following: Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events. Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyze the risk-reward trade-off. Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise. Ensure accurate and timely compliance with internal rules and reporting procedures. Demonstrate ability to multi-task and manage ever-changing and often conflicting priorities. Undertake specific country and industrial sector research and other department/bank-wide project work as appropriate. In order to be successful in the role, you will need the following: Experience in fundamental credit analysis gained in either a bank, asset manager, or rating agency environment. A strong quantitative background with a solid understanding of accounting and financial data analysis. A clear and concise business writing style reflecting a capacity to distil critical information from large data sources. Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing. A good understanding of loan and ISDA/CSA documentation, market risk, and key credit protections is beneficial. Degree level and professional qualifications desirable (e.G. CFA, ACCA, ACA, ACT or similar qualifications). Fluency in German language in addition to English would be a plus