Credit Analyst

A Credit Analyst is responsible for handling, processing and servicing client's loan requirements in a prompt, accurate and efficient manner, facilitating approval and release thereof.
Responsibilities: Responsible for processing applications, conducting initial screening of loan applicants, and ensuring the completeness of the loan requirements, which include: Verifying documents by comparing originals against photocopies submitted by the borrower; Stamps the photocopied documents submitted with "original documents presented"; Evaluates borrower details based on Risk Acceptance criteria set and conducts an initial assessment of loan amount.
Ensures that all accounts are qualified to avail APDS and that all documents submitted are complete and valid; Creates pre-loan data.
Conducts internal checking.
Calls clients for validation/confirmation of details of the loan, amount, term, monthly amortization, etc., and explains the client's terms and conditions of the loan; Interviews/evaluates loan applications and secures required documents; Prepares documentation requirements.
Performs administrative tasks.
Job Types: Full-time, Fresh graduate Benefits: Health insurance Life insurance Opportunities for promotion Schedule: 8 hour shift Supplemental Pay: 13th month salary Quarterly bonus Ability to commute/relocate: San Fernando, La Union: Reliably commute or planning to relocate before starting work (Preferred) Education: Bachelor's (Preferred) #J-18808-Ljbffr