At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that's what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we're building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other. Job DescriptionResponsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. The data collected may include financial statements, credit reports, industry research, and tax returns. Prepares and presents credit reports to person(s) responsible for making credit decisions on new, renewal and extension of credit facilities. Collaborates in contract negotiations with regards to credit clauses changes. Monitors credit portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company's credit risk and potential loss.
Basic Qualifications - Bachelor's degree, or equivalent work experience
- Typically two or more years of related experience
Preferred Skills/Experience - Well-developed credit analysis and analytical skills
- Knowledge of credit administration, policy and procedures
- Thorough knowledge of economics, accounting, and finance
- Good knowledge of risk analysis
- Effective technical report writing skills
- Effective verbal and written communication skills
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If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants. Benefits: We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.
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