About the Opportunity: The Compliance team at Spanish Branch ensures the business growth of the Entity is in symphony with the applicable regulatory requirements, in parallel with the daily obligations derived from the Entity's activity and the Group Compliance framework. The team is always expected to deliver with high quality and punctuality, ensuring proactive and clear communication given that tasks include touch points with several stakeholders across the organization. This amazing opportunity allows the candidate to become part of the ongoing execution of Compliance Function processes in the Spanish and European FinTech environment, and operationalisation of the Compliance Management System (CMS) of Europe's highest valued FinTech. The Compliance Manager reports directly to the MLRO and Compliance Officer of the N26 Spanish branch, while working closely with Group Compliance and different stakeholders such as the General Manager, Product or Internal Audit.
In this role, you will: Maintaining the applicable local regulatory inventory up to date, conducting regulatory screenings and assessments for new upcoming regulations.
Providing assessments on regulatory risks and required safeguards prior de launch of new products or partnerships relationships.
Responsible for the design and monitoring of the local compliance plan, including the execution of the periodical controls and its follow up.
Organising and co-leading the periodical local compliance committees, and providing insights in the international compliance forums.
Supporting the communication with national and international competent regulatory authorities.
Contributing to the local implementation of the Group-wide MaRisk.
Act as the main local Compliance point of contact and interface for other areas e.g. Risk, Finance, People, Audit, Board Office and Legal related to Regulatory Compliance enquiries and initiatives.
Responsible for managing group internal audits conducted in the Branch.
Supporting the communication with national and international competent regulatory authorities.
Enhance and support on the development of the local compliance management system, including:
Oversight and support to the enhancement of Compliance related policies and procedures, trainings, various ad-hoc (Corporate and Conduct) Compliance-related topics
Oversight and support to the preparation of reporting to Management and other relevant stakeholders
Responsible for promoting an overall compliance culture at the Branch.
Implementing and maintaining periodically the Criminal Prevention Model of the Spanish N26 entities.
What you need to be successful: Background : More than 5 years experience gained in the financial services industry or in consultancy with focus on advisory/audit on laws, regulations and rules that govern a bank with international footprint.
Master degree in law, economics or equivalent with strong knowledge of European and Spanish laws, regulations and rules that govern a bank with international footprint; postgraduate compliance training (e.g. Certified Compliance Professional) of benefit.
Strong knowledge of market standards on e.g. governance, internal-control systems, compliance management systems, compliance training requirements, regulatory management and policy frameworks.
Strong communication ability, e.g. with national and international competent regulatory authorities.
Ability to understand and interpret the following: Business interests as Compliance risk, Compliance interests with business impacts
Understanding of Bank's legal and regulatory obligations, at a European and local level.
Desire of experience working in cross-functional teams with diverse incentives.
Start-up compatibility, integrity, reliability, communication, proactivity, assertiveness and a hands on mentality
Project management experience will be a plus.
Languages: Spanish (Proficiency) is a must, English (C1 or Professional) needed.
What's in it for you: Accelerate your career growth by joining one of Europe's most talked about disruptors . Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use.
We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.
Sounds good? Apply now for this position. N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.
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