.Flexible Work Eligible: Flexible Work ScheduleUnderwriter Financial LinesMadrid, SpainJoining AXA XL as Underwriter you will have the opportunity to work with a wide range of clients to provide an innovative and bespoke underwriting service. Each risk we consider is unique which means our clients and brokers should enjoy a best practice, market leading experience of working with us.In your underwriting role you will be responsible for writing new and renewal business for an allocated range of clients across the book, working with brokers and clients in support of the profitable growth of a portfolio in line with the agreed Business Plan, as well as developing high quality levels of relationships with brokers, clients and internal functions.This is a regulated role under the Central Bank of Ireland's Fitness and Probity regime.DISCOVER your opportunityWhat will your essential responsibilities include?Reviewing submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine the degree of risk for each account.Calculating appropriate risk premium by considering the risk costs inherent to the sector, reinsurance cessions as well as the Underwriting and general administration costs while ensuring profitability.Proactively advising, assisting, servicing and following up with clients on insurance and risk management matters to ensure satisfaction and fulfillment of their insurance requirements.Effective relationship management to initiate opportunities for cross-selling offered products and ensuring account retention.Controlling timely implementation of new and renewed accounts according to quality standards.Supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits.Maintaining awareness of all claims advised while supporting and providing input on settlement of claims.You will report to Underwriting Manager FL & Cyber, Iberia.SHARE your talentWe're looking for someone who has these abilities and skills:Proven experience of underwriting, ideally with a proven track record of profitable underwriting in Financial Lines business.Good industry knowledge and awareness of factors affecting this market and new trends.Communicate and work in English and Spanish.Understands stakeholders' needs and concerns and identifies points of agreement. Efficiently manages the interactions with other parties involved.Know and use selling and negotiation techniques; adapt to the customer'ssituation, needs and behavior. Explores different alternatives and influence the other parties to reach an agreement with positive outcomes for all.Analytical thinking, performing fact and data-based analyses of situations or issues. Make swift and efficient data-based decisions and keep the focus on goals over time