At ING we are looking for an Associate for Financial Institutions Your role and work environment: We are looking for a talented and enthusiastic Associate to join our FI Sector Coverage Team of Wholesale Banking Spain & Portugal.
ING Wholesale Banking Spain & Portugal stands for the FI customer business for ING Spain & Portugal. In addition to classic FI coverage, we advise our FI customers on sustainable and innovative financing solutions with the aspiration to always be a step ahead.
Your key responsibilities: As an Associate you will:
Support Senior Bankers in the origination and execution of new deals in Spain & Portugal and abroad with FI clients.Co-create commercial proposals (incl. profitability and capital consumption metrics), prepare long term commercial plans and elaborate, participate and/or coordinate (under the lead of a Senior Banker) the preparation of commercial pitches ranging from plain vanilla financing to multi-product / transformational pitches proposal.Support the preparation of credit proposals proposals, support in the negotiation of the financing documents (under the lead of the Senior Banker), manage deal closing process in collaboration with back-office and support functions.Support collaboration with other teams, e.g. Financial Markets, Syndications, Lending, Debt Capital Markets, M&A, Trade Finance and Payments & Cash Management.Be the prime officer on a portfolio of loan transactions and take care of the monitoring of operational and financial performance, present credit / rating reviews, handle credit modifications and waivers.Contribute to credit, industry & market analysis.Support the team in various regulatory and general reporting requests including Know Your Customer processes.Reporting of commercial activity in our Relationship Management Tool (Salesforce) , including among others preparation of call reports, and internal and external follow-up on business opportunitiesWhat are we looking for? Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don't hesitate to apply!
Degree in economics, business administration or similarProactive attitude2/3-yr experience of professional experience in an operational role banking, corporate finance or capital markets.Product and banking industry knowledge.Strong customer focus and entrepreneurial thinking.Solution oriented, quality-conscious and skills to work independently.Excellent presentation and communication skills (English and Spanish);Committed and dedicated team player, high quality/quantity producer, strong attention to detail.Good financial and credit analysis capabilities.What do we offer? The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.
Check out what is waiting for you!
Flexible schedule and 100% flexible e-working. Work or e-work? We have a totally flexible model: keeping both our customers and your colleagues in mind, you can choose the one that best suits you all.
Restaurant card. So that thinking about what to have for lunch doesn't take up your time or your cravings.
Our house will be your home. In our offices you can find electric mobility solutions, doctor, hairdresser, gym, urban orchard, The Good Service (to help you with your errands) and much more!
Life insurance. We hope you don't need to use it!
Health insurance. For you and all your family (spouse/partner and children).
Flexible remuneration. In addition, you will enjoy our flexible remuneration model, through which you can access other services such as nursery, transport card, training aids…
Free company shuttle. It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably.
Banking benefits. Special loan or mortgage terms after 6 months working at the bank.
And you can benefit from our pension plan after 2 years with us.
More health, more sports. Runners club with your own trainer.
Clinics with professional, world-class athletes.
Physiotherapy service on site.
Gympass service.
Get to know Us We are a team of more than 1000 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go.
A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies.
And although we are based in Spain, we are lucky to work with international and diverse teams every day across 44 countries.
Making things happen, helping others be successful, always being one step ahead—that's our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!
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