.Associate Director, Credit Analyst Requisition ID: 47343 Business Unit: Fitch Ratings Category: Credit Analysis & Research Location: Madrid, M, ES Structured Finance is currently seeking a Credit Analyst. Fitch's European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions. What We Offer: We are currently seeking either a Senior Analyst or Associate Director Level Credit Analyst to join the European Structured Finance team. The successful candidate will be part of a team of analysts rating transactions backed by mortgage loans, consumer loans, and/or corporate loans including leveraged loan CLOs. The team analyses transactions in line with Fitch's rating criteria and provides high-quality credit opinions to investors and other market participants. We'll Count on You To: Implement default, recovery, and cash flow modelling. On-site review of underwriting and servicing of transaction originators and CLO managers. Preparing rating proposals for presentation to internal rating committees. Communicating rating rationale to investors and other market participants through presale reports, presentations, and meetings. Communicating with transaction arrangers and originators to understand asset characteristics and structural features of the transactions. Assist in the development of criteria and supporting research. What You Need to Have: This is a demanding and exciting role, so we are looking for highly motivated candidates. The successful candidate should have some prior experience in finance. Knowledge of securitisation structures and in particular CLOs would be beneficial. Candidates will be highly numerate and analytical, with advanced Excel skills. The role also involves analysis of legal transaction documents. While no legal background is required, successful candidates should be able to review and analyse legal contracts from a credit risk perspective. What Would Make You Stand Out: A central element of the position is communicating your analysis, both internally and externally. Therefore, candidates should have excellent written and oral communication skills in English. Other European languages are desirable. Why Fitch At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. For more information please visit our websites. Fitch is committed to providing global securities markets with objective, timely, independent, and forward-looking credit opinions