Product Manager for Risk, Credit and FraudBarcelona, SpainThanks to our innovative BuyNow PayLater payment solution, Scalapay is transforming the way more than 6.5 million customers buy online and in-store, empowering 8,000+ merchants to give their customers magical shopping experiences.Being only 3 years old didn't stop us from becoming a unicorn. We have raised over $700mln, and we did this thanks to a team built around our 4 core values: #MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer.As Product Manager for Risk, Credit and Fraud, you will lead the way in defining and building a strategy for creating innovative ways to keep fraudulent users away from our platform while ensuring good customers always have an amazing experience when using our products. You are customer obsessed while being genuinely interested in the technical landscape of digital commerce and identity. You will execute comprehensive Risk solutions that address some of the most challenging and unsolved financial risk problems in today's BNPL environment, as we continue launching new products, expanding into new markets, and supporting our customers. You will work in partnership with our CRO and data scientist to drive the discovery and development of our risk and fraud strategy, driving product initiatives from inception through detailed execution. You will collaborate with other Product leaders to understand how your team can support their needs and the technical dependencies. You will be responsible for driving and executing Scalapay's risk product strategy to reduce losses and increase company profitability.You will:Own the strategic roadmap and execution of Scalapay risk, fraud, and credit solutions across our products and markets. You will work directly with a team of engineers and data scientists to manage the entire product lifecycle;Help build sophisticated risk solutions at scale to enable Scalapay to grow and launch new products sustainably;Collaborate with the wider risk team (data scientists & risk analysts) to understand product performance & risk trends to translate opportunities into solutions;Constantly monitor market trends, new software, and vendors that could enhance Scalapay's ability to fight digital fraud;Drive a cross-functional team to set qualitative objectives and quantitative goals;Own and manage relationships with vendors and providers around the risk and fraud domain, driving technical implementation from start (vendor evaluation and selection) and ensuring the solution we implement makes business sense.You'll be great for this role if you:Bachelor's Degree in Computer Science or similar; a Master's degree is preferred.Have at least 5+ years of experience in product management and leadership in a fast-paced startup environment.Extensive experience and knowledge of online fraud in a digital environment (ecommerce, food delivery, mobility, etc.) is a must.Domain expertise in risk, payments, identity, or trust and safety within a marketplace-type environment.Are fluent in Italian & English (you will work with teams across multiple countries).Are technically minded with a passion for keeping abreast of market trends and an ever-changing digital fraud landscape.Have a clear urgency to move quickly, scrappy when necessary, along with an agile mindset for problem-solving.Can demonstrate examples of work where you directly influenced product metrics.Understand technical integration and can confidently drive RFP and software evaluation with partners.Can wear multiple hats (this is a startup - be ready to multitask and get your hands dirty).Are excellent tactically, with experience shipping elegant products at scale. You've launched end-customer facing products.Experience in a regulated environment would be a plus.Why you should join Scalapay:Attractive packages based on skills and experience.International environment with significant challenges to be met every day.Lots of opportunities to work with a team of industry tech leaders focused on delivering products that offer exceptional user experiences.Personalized support to accelerate your professional growth and take ownership of the products you deliver: we want to help you grow.Latest technologies and encouragement to bring your flair to the role.Recruitment Process:A chat with our Talent Acquisition Specialist;First interview with the Hiring Manager to deep dive into your experiences and better understand your motivation;Second interview with our CTO to explore your business acumen in the product world;A third interview with our Chief Risk Officer;Complete a case study and present to test your hard skills to our Head of Product, CTO & CRO;A final chat with Simone, our CEO, who will share our vision and values with you.Super Pro tip: we know that application processes can be scary and frustrating, but… we look for talent, not people that tick all our boxes.We believe in the power of diversity: Scalapay is an Equal Opportunity Employer for any minority, disability, gender identity, or sexual orientation.
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