.Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance.This is an exciting opportunity to make your contribution over a growing market within the business areas of lending, cobranded credit cards and buy-now-pay-later with a solid expansion across different countries with global leading merchants.Zinia leverages the technological resources and expertise of Openbank, the digital-native bank of the Santander Group, which is currently rolling out its international expansion plans. Through a simple and flexible banking model, Openbank offers customers the possibility to manage their finances on the website or app.Mission and Responsibilities Our company is currently seeking a highly skilled Senior Fraud Prevention Analyst to join the Zinia team. In this role, you will be responsible for ensuring a robust fraud prevention environment in our checkout lending business. You will play a critical role in managing and mitigating risks associated with merchants and protecting our customers.The main tasks of this position will be the following:Analyzing and investigating suspicious activities or irregular patterns to determine fraudulent behavior and take appropriate action.Developing and maintaining fraud prevention policies of the fraud prevention tools.Contributing to the continuous improvement of fraud detection systems and processes.Conducting risk assessments across the customer journey to define fraud prevention controls.Effectively engage with external vendors and third-party stakeholders.Collaborating with cross-functional teams to develop and refine fraud prevention strategies.Updating fraud prevention tools ruleset and creation of new rules.Marking realized fraud cases in fraud prevention tools.Fraud data analytics (data analysis of fraud prevention tools data and development of new fraud controls).To be successful in the role you must have: +5 years of experience in the mentioned tasks and responsibilities.Strong knowledge of various types of fraud and attacks.Knowledge of processes, tools, and techniques for detecting, addressing, and preventing fraud.Solid understanding of the payment industry and banking operations.Fluent English and Spanish proficiency.University Degree, preferably in Computer Science or Telecommunications Engineering.What do we offer? Joining a dynamic and agile company undergoing international expansion.Working in start-up mode with the support of the Santander Group.Competitive remuneration and attractive benefits package.Possibility of growth within the company and the Group.Collaborating on international projects in different countries.Excellent work environment, social clubs, and frequent events